GLOSSARY
HM LAND REGISTRY
HM Land Registry is the governmental arm responsible for creating and maintaining the official register of land and property ownership across England and Wales.
It acts as a secure, centralised database that records who owns every registered piece of land, along with any details of any mortgage charges, rights of way, or restrictive covenants attached to it.
Whenever a property is bought, sold, or remortgaged, an application is submitted to HM Land Registry to update the official records. This state-backed registration provides absolute legal certainty and security of ownership for property owners and lenders alike.
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